Coffee Break

I think every "save money" article I've ever read talks about giving up the "$3-a cup" coffee and brewing your own at home. There isn't a Starbucks within 50 miles of where I live, but I know there are plenty of people who stop by a gas station or drive-through on their way to work to pick up a cup. Try making "brew your own coffee" a daily, weekly, or even monthly goal for the September Savings Challenge. It only takes a few seconds to set it up (try the delay timer so it's ready when you wake up) and the extra change can go into your savings fund.  Already make it at home? Go a step further and invest in a reusable coffee filter, find a creative use for leftover coffee and grounds, grind your own beans, or drink the free coffee at the office! Find something that fits your habits and check out more ways to save money while savoring your coffee. 

Investment: Cost per cup at home: just over 3 cents. (Folgers-$6.49 for 34.5oz cannister that makes 240-279 cups, plus a coffee filter for every 2 servings ($1.25 for 100).

Instead of: $1 at local gas stations or fast food

Savings: $0.97 per cup

Bonus: Use a stainless steel travel mug and you won't be throwing away endless styrofoam cups. Plus, you always get the roast you prefer and can wake up to the smell of coffee brewing!